ICICI Bank Coral Credit Card is stands out for its exceptional incentives in the realms of food, entertainment, and travel. This credit is available in three variants—Visa, Mastercard, and American Express—users can choose the one that aligns with their preferences. With features like exclusive discounts on entertainment, complimentary lounge access, and fuel surcharge waivers, the ICICI Bank Coral Credit Card is designed to enhance the overall lifestyle of its cardholders.
In this article we will explain all the details of ICICI Bank Coral Credit Card including benefits, eligibility criteria, required documents for ICICI Bank Coral Credit Card, fees and charges on this credit card and how to apply for ICICI Bank Coral Credit Card.
Benefits of ICICI Bank Coral Credit Card
- Reward Points: Earn up to 2 reward points for every Rs. 100 spent, providing you the opportunity to accumulate points with your regular transactions.
- Variants for Choice: The card is available in three variants – Visa, Mastercard, and American Express, allowing users to choose the one that best suits their preferences and needs.
- Redemption Flexibility: The accumulated reward points can be redeemed across various categories, offering flexibility in choosing rewards that align with your lifestyle and preferences.
- Entertainment Discounts: Enjoy exclusive discounts on entertainment, including a 25% discount on movie tickets at select theaters.
- Lounge Access: Benefit from complimentary lounge access at domestic airports, providing a comfortable and relaxing environment while traveling.
- Fuel Surcharge Waiver: Avail a 1% fuel surcharge waiver at HPCL petrol pumps, helping you save on fuel expenses.
- Travel Privileges: Access to railway and domestic airport lounges, enhancing the travel experience with added comfort.
- BookMyShow and Inox Benefits: Enjoy a 25% discount on movie tickets when booking through BookMyShow and Inox, making entertainment more affordable.
- Milestone Rewards Program: Under the Milestone Rewards program, earn additional points on reaching specific spending milestones, providing extra benefits as you use your card.
- Variety of Card Types: With options like Visa, Mastercard, and American Express, users have the flexibility to choose a card that aligns with their preferences and global acceptance needs.
ICICI Bank Coral Credit Card
| Fee/Rate | Details |
|---|---|
| Joining Fee: | ₹500 |
| Annual Fee: | ₹500 |
| Interest Rate: | 3.40% p.m. (40.80% p.a.) |
| Late Payment Fees: | Up to ₹800 |
ICICI Bank Coral Credit Card Eligibility Criteria
- Minimum Age: The primary cardholder should be at least 21 years old.
- Minimum Annual Income for ICICI Bank Salaried Customer: ₹2,40,000.
- Minimum Annual Income for Non-ICICI Bank Salaried Customer: ₹3,60,000.
- Minimum Annual Income for Self-Employed with ICICI Bank Savings Account: ₹3,60,000 (ITR).
- Minimum Annual Income for Self-Employed without ICICI Bank Savings Account: ₹4,80,000 (ITR).
Documents Required for ICICI Bank Coral Credit Card
To apply for the ICICI Bank Coral Credit Card, you will typically need to submit the following documents:
- Proof of Identity (Any One): PAN Card, Aadhar Card, Voter ID, Passport, Driving License.
- Proof of Address (Any One): Aadhar Card, Voter ID, Driving License, Passport, Utility Bills (electricity, water, gas) or Rental Agreement.
- Proof of Income (Any One): Latest salary slips for salaried individuals, Income Tax Returns (ITR) or Form 16 for self-employed individuals.
- Recent passport-size photographs may be required.
How to apply for ICICI Bank Coral Credit Card?
Online Application Process:
- Go to the official website of ICICI Bank.
- Find and navigate to the section related to credit cards on the website.
- Locate the ICICI Bank Coral Credit Card among the available credit card options.
- Review the eligibility criteria for the Coral Credit Card. Ensure that you meet the specified age and income requirements.
- Click on the “Apply Now” or “Apply Online” button associated with the ICICI Bank Coral Credit Card.
- Complete the online application form with accurate personal, financial, and contact information.
- Attach the necessary documents, including proof of identity, address, and income.
- Double-check all the information provided in the application form to ensure accuracy.
- Once satisfied, submit the application online.
- ICICI Bank will review your application and may contact you for additional details if required.
- Wait for the bank’s decision on your credit card application. You may receive an instant approval or a confirmation at a later time.
- If your application is approved, ICICI Bank will dispatch the ICICI Bank Coral Credit Card to your registered address.
Offline Application Process:
- Visit the Nearest ICICI Bank Branch.
- Inquire About the Coral Credit Card.
- Ask for the physical application form for the ICICI Bank Coral Credit Card.
- Take the application form and complete it with accurate details. Provide all the required information, including personal, financial, and contact details.
- Ensure you have all the necessary documents such as proof of identity, address, and income. Attach these documents along with the filled application form.
- Once the application form and documents are complete, submit them to the bank representative.
- The bank will review your application and may contact you for any additional information if needed.
- Wait for the bank’s decision on your credit card application. This may take some time, and you will be informed of the status.
- If your application is approved, the ICICI Bank will issue the ICICI Bank Coral Credit Card, and you can collect it from the branch or it may be delivered to your registered address.
ICIC Bank Credit Card Customer Care
- For domestic customers, you can contact ICICI Bank Credit Card Customer Care at 1800 1080.
- If you are a domestic customer traveling overseas, you can contact ICICI Bank Credit Card Customer Care at +91-22-33667777.
- Contact Address: ICICI Bank Tower, 7th floor, Survey no: 115/27, Plot no. 12, Nanakramguda, Serilingampally, Hyderabad – 500032.
- Email Address: [email protected]
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